Your finances, clear.
Track spending, split bills with your partner, family or friends, and understand your net worth with private AI. If you're self-employed, add estimated VAT and income tax too.
No card · no bank connection · web and iPhone
Your money shouldn't live in five places at once
Your spending in one app, shared bills in another and your savings… in your head.
The quarter — or month-end — arrives and you do not know what to set aside or how the business is really doing.
Either you connect your bank and an app takes everything, or you keep a spreadsheet you never update.
You know how much is in the bank, but not what you're really worth.
Aurio brings your spending, groups and net worth together in one place. If you work for yourself or run a small business, add a professional dashboard without changing apps.
All your money, in its place
Your everyday money and net worth at the centre. Professional finances when you need them.
Personal
Everyday money: personal and shared expenses, budgets and savings goals.
- Manual entries, statements and Shortcuts
- Shared expenses with your partner, family or friends
- Budgets and savings goals
Wealth
Your wealth: net worth, investments and the evolution of your assets and liabilities.
- Net worth and evolution
- Crypto and stocks with live quotes
- Assets and liabilities at a glance
Professional
For self-employed people and small businesses: activity, invoices, cash flow and tax estimates in one clear dashboard.
- Estimated VAT and income tax
- Invoices and deductible expenses
- Works alongside your accountant and invoicing tools
This is what it looks like inside
No mockups: real screenshots of the app, exactly as you'll use it.
Your day-to-day, clear
- Balance and monthly spend at a glance
- Budgets that warn without nagging
- AI answers about your finances
Every euro in its place
- Automatic categorisation on import
- Search and filter your whole history
- Personal and business kept apart
Your wealth, together
- Accounts, funds and crypto in one total
- Net worth evolution over time
- Prices and currencies kept fresh
The quarter, no surprises
- VAT and IRPF estimated as you log
- Tax calendar with your deadlines
- Quarterly report ready for your advisor
Ask Aurio
- AI answers from your aggregated data
- Every figure comes with citations
- Nothing personal leaves for the cloud
And on your computer, the same
- The same app, on a big screen
- Instantly in sync with your phone
- Sign in from any browser
When it's time to sit down, Aurio grows with you
Quarters, invoices and reports: Aurio's web app puts your finances on the big screen, nothing to install.
Your quarter, under control
VAT (303) and IRPF (130) estimated in real time, with your form boxes ready to copy.
Invoices and receipts, in order
Upload or drag your documents: OCR turns them into expenses and income ready to review.
Ask your finances
AI answers from your aggregated data with citations, never sending transactions or personal data.
When it's time to sit down, Aurio grows with you
Quarters, invoices and reports: Aurio's web app puts your finances on the big screen, nothing to install.
Your quarter, under control
VAT (303) and IRPF (130) estimated in real time, with your form boxes ready to copy.
Invoices and receipts, in order
Upload or drag your documents: OCR turns them into expenses and income ready to review.
Ask your finances
AI answers from your aggregated data with citations, never sending transactions or personal data.
Clear from day one
Four steps. No spreadsheets, no tax forums, no stress.
Create your account
No card. Choose whether you use Aurio for personal money, freelance work or both.
Add your transactions
Add them in seconds, import a statement or automate them on your iPhone with Apple Pay. Split any expense with your group.
Aurio sorts it out
It categorizes on its own, calculates your net worth and estimates your VAT and income tax. All encrypted; nothing leaves without your OK.
Ask and decide
Talk to the AI about your numbers, track your goals and understand your tax situation. With clarity, not surprises.
Your accounts up to date, no trade-offs
Add them yourself, automate on your iPhone or import a statement whenever you want. Your data is always encrypted and you decide what comes in.
You're in control
Maximum privacy: nothing leaves your device without your OK.
- Add an expense in seconds, or import a statement anytime.
- Automate it on your iPhone with Shortcuts: every Apple Pay purchase saves itself, no bank involved.
- No aggregator sees your accounts. You decide what comes in, and when.
Apple Pay shortcut inspired by the Neto app.
On autopilot
When available, you'll connect once and your transactions will flow in automatically.
- Sync will be read-only (PSD2): Aurio will never move your money.
- Your data will travel encrypted and be stored in the EU. You'll be able to revoke access anytime.
- Your transactions will arrive and be categorized automatically, every day.
Will be included in Premium.
Whichever way you choose, you reach the same dashboards, budgets and tax estimates. Mix both and we'll flag possible duplicates.
Numbers you already know, always in sight
general VAT, estimated on every expense
IRPF prepayment (form 130), as you log
free tax tools, no sign-up
quarters a year. Zero surprises
Peace of mind, not spreadsheets
Know what you own, what you owe and what's left. See who paid what as a couple, family or group. If you're self-employed, know how much to set aside for tax. The calm of seeing your numbers clearly.
Less anxiety
Your numbers in plain sight, always.
More control
Decisions from data, not guesswork.
No tax surprises
You know what's coming before it arrives.
Privacy in the architecture, not in the settings
Ask your finances
Conversational AI grounded in your data, with citations and no PII sent to the cloud.
We never see your raw data
We tokenize merchants, IBAN and tax IDs before AI or the cloud ever touch them, and we encrypt your history. It's not a toggle you switch on: it's how Aurio is built. You're in charge: full export and deletion.
Web and mobile
The app on your iPhone and the web app in any browser: the same data, synced instantly.
Download for iPhoneClear pricing, no surprises
The same plans cover your personal and professional finances. You do not need to buy a separate version.
Free
€0 / month
- 20 AI questions and 10 receipt scans per month
- Imports, budgets and net worth
- Basic tax view · no card
Premium annual
€49.99 a year
Equivalent to €4.17/month · billed annually today
- 200 AI queries and a quarterly tax report in PDF
- 100 OCR scans, bulk upload and Drive automation
- Forecast, full tax and advanced investment tools
Premium monthly
€5.99 / month
Then €5.99/month · cancel anytime
- 200 AI queries and a quarterly tax report in PDF
- 100 OCR scans, bulk upload and Drive automation
- Forecast, full tax and advanced investment tools
What people usually ask
01Does Aurio connect to my bank?
No. You can add transactions, capture them from your iPhone and import statements in compatible formats. Aurio never moves your money.
02Is my data safe?
Yes. We encrypt your history and tokenize what's sensitive (IBAN, merchants, tax IDs). We never send untokenized personal data to the AI, and you can export or delete everything whenever you like.
03Does Aurio file my taxes with the tax authority?
No. Aurio is informational: it calculates and estimates your VAT, income tax and deductions so you reach the quarter without surprises, but it doesn't file returns or replace your tax advisor.
04Is it useful if I am self-employed or run a small company?
Yes, if you want financial visibility as the person running the business. Aurio organises activity, invoices and expenses and estimates tax. It does not keep double-entry accounts, issue invoices or replace your accountant.
05What exactly does the AI do?
It answers questions about your own finances with real data and citations (how much did I spend on groceries this month?). If something isn't in your data, it tells you; it doesn't make it up.
06How much does it cost?
There is a generous free plan with 20 AI queries, 10 receipt scans a month and standard export. Premium (€49.99/year or €5.99/month with a 7-day trial) raises the limits to 200 queries and 100 scans and adds automation, forecasting, reports and advanced analysis.
07Do I need a card to start?
No. The free plan doesn't ask for a card: try Aurio and upgrade to Premium only if you need it.
08Does it work on mobile?
Yes, web and mobile app in sync. Start on one and continue on the other.
09Can I take my data with me or delete it?
Anytime. Export your whole history or delete your account completely from Settings. Your data is yours.
10Where do crypto and stock quotes come from?
From market data providers in near real time. Aurio only reads public prices to value your wealth: it's not a broker and doesn't execute orders.