Your whole net worth, and what the tax office will see
Bring accounts, funds, shares and crypto together in an up-to-date net worth. Sync Interactive Brokers read-only or import your broker's file, and see your upcoming dividends and capital gains calculated the way the Spanish tax return asks for them.
Informational: Aurio is not a broker and doesn’t tell you what to buy or sell.
Aurio is a Spanish personal finance app that brings your investments together in an up-to-date net worth. With Premium it syncs Interactive Brokers read-only, imports files from DeGiro, Revolut, Trade Republic, MyInvestor and Stock Events, estimates your upcoming dividends with their withholding and calculates your capital gains using FIFO. It is informational: it never places orders or gives recommendations.
From portfolio to tax return
Net worth, always up to date
Accounts, funds, shares, ETFs and crypto in a single figure, valued with market prices.
Your net worth history
Upload a CSV with dates and totals and your net worth chart starts with years of history, without creating any transactions.
Interactive Brokers, synced
Connect your IBKR account with a read-only Flex query and Aurio brings in your trades and dividends every day. It can only read: it never trades or moves money.
Import your broker or Stock Events
Upload the trades file from DeGiro, Revolut, Trade Republic, MyInvestor or your Stock Events export and Aurio rebuilds your buys, sells and dividends. There's a generic template for other brokers.
Upcoming dividends
What you've received this year, what's projected over 12 months and a calendar of estimated upcoming payouts, with the withholding usually applied at source. Always labelled as an estimate.
Portfolio health
The weight of each position, a heads-up when one holding or your top three concentrate too much, and your biggest winners and losers. To understand your portfolio, not to tell you what to do.
FIFO capital gains
Each sale is matched against its oldest purchases, as the Spanish tax office requires, and we flag losses affected by the wash-sale rule.
Indicative tax-return figures
Gains, losses, dividends and foreign withholding grouped by tax year, with an indicative reference to the Modelo 100 section for you or your advisor to review.
Brokers and apps you can bring in
With Interactive Brokers you can turn on automatic read-only sync; for now it's the only broker with sync. For the rest you download the file and upload it: no broker passwords and no access to your investment account. Tap a broker for the step-by-step guide.
- Interactive BrokersRead-only sync
- DeGiro
- Revolut
- Trade Republic
- MyInvestor
- Stock Events (CSV export)
- Other brokers: generic template
Aurio has no commercial agreement with any broker: names are shown only to indicate compatibility.
Three steps
Create your free account
No card needed. Your net worth works from day one.
Add your investments
Enter your holdings for free, or with Premium connect Interactive Brokers or import your broker's file.
Review dividends and gains
Check upcoming payouts and gains and losses by tax year, and take them to your tax return calmly.
Aurio calculates and estimates: it doesn't file your tax return, place orders or give investment recommendations. Upcoming dividends and their withholding are estimates based on your past payouts. Always review the figures before filing.
About investments in Aurio
Does Aurio connect to Interactive Brokers?
Yes, read-only and with Premium. You create a Flex query in IBKR, paste its token and ID into Aurio, and your trades and dividends sync every day. Aurio can't trade or move money, and you can disconnect whenever you like: the credential is deleted. Today it's the only broker with sync, and there's no commercial agreement with IBKR.
Does it calculate withholding on foreign dividends?
Aurio records the withholding at source on every dividend you import or sync, adds it up by tax year for you to review in your return, and estimates it for upcoming payouts using the rate applied before. It's a reference: the cap on the international double-taxation deduction depends on each country's treaty and on your return.
What's free and what's Premium?
Net worth, your holdings and importing your net worth history are free. Interactive Brokers sync, broker and Stock Events file imports, per-trade history, FIFO capital gains, upcoming dividends and portfolio health are part of Premium (€49.99/year or €5.99/month).
Does Aurio tell me what to buy or sell?
No. Aurio is informational: it shows your net worth, dividends and capital gains, but it doesn't give investment recommendations or place orders. Concentration alerts describe your portfolio; they are not advice.
What about other brokers?
With DeGiro, Revolut, Trade Republic, MyInvestor and the rest you download the trades file from your broker and import it. Aurio never has access to your investment account. Each broker has its own step-by-step guide.
Can I bring my portfolio over from Stock Events?
Yes, with Premium. Export your portfolio as a CSV from Stock Events and upload it to Aurio like any broker: your holdings and trades are created, and re-importing the same file doesn't duplicate anything.
Can I copy the figures straight into my tax return?
Use them as a reference. Modelo 100 boxes change from year to year, so always check the amounts in Renta WEB or with your advisor before filing.
Does it include crypto?
Yes. You can track your crypto in your net worth, valued with market prices.