Aurio or Splitwise: what you need beyond splitting bills
Splitwise fits groups that want to track shared expenses and balances, especially if they already use it. Aurio is an alternative when you want to connect those bills with personal spending, budgets and net worth. Aurio groups and shared expenses are free, without a daily entry limit.
Published by Aurio, with no affiliation or commercial agreement with Splitwise. This comparison uses public documentation and Aurio features; it is not an independent hands-on review of both apps.
Sources checked on
What to compare before choosing
| Criterion | Aurio | Splitwise |
|---|---|---|
| Groups and splits | Groups for couples, family, friends and trips; equal splits, exact amounts, percentages or shares. | Groups, balances and equal or unequal splits, by percentages or shares.Splitwise source |
| Free expense limit | Unlimited groups and shared expenses on Free. | Its help centre lists up to 4 expenses a day on Free; Pro removes the limit. Check the current terms in your account.Splitwise source |
| Budget and analysis | Personal budgets and categories alongside transactions and group balances. | Tracks categories and totals; Pro adds spending charts and trends. It offers analysis as well as a record of debts.Splitwise source |
| Net worth | Assets, debts and investments to calculate net worth alongside shared expenses. | The linked sources describe shared spending and balances. They do not establish an equivalent net worth view; confirm its features if you need one.Splitwise source |
| Settlements and payments | Records settlements and updates balances. Payment happens outside Aurio: the app never moves money. | Records payments and offers real-money payment options in supported countries. Availability depends on the country and account.Splitwise source |
| Exporting and switching | Export your data and import Splitwise group CSV files with a review and member mapping. | Exports expenses by group or friend on web and mobile. A JSON account backup is offered with Pro.Splitwise source |
| Platforms | Web, iOS and Android. | Web, iPhone and Android.Splitwise source |
When each app makes sense
Keep Splitwise if it already works for your group
If you only need to split expenses and everyone uses the same group, staying avoids changing habits and history. Consider Pro if its travel features, currency conversion or receipt itemization justify the price for you.
Try Aurio for a broader view of personal finances
If you want to track budgets and net worth as well as who owes whom, start a new group or import its Splitwise CSV into Aurio. You do not need to connect a bank: add transactions or import statements.
How to bring a Splitwise group into Aurio
- Export and keep the CSV for each Splitwise group. In Aurio, open Accounts → Import → Other apps → Splitwise and upload the file.
- Choose a new or existing group, map each person and identify yourself. New people become pending guests; the import does not automatically send them an invitation.
- Review expenses, payments, duplicates and skipped rows before confirming. Some expenses with multiple payers have an ambiguous reconstructed split; foreign-currency rows without an available exchange rate may be omitted. Check balances against the original and retain the CSV.
What each option costs
Aurio groups are free. Premium is optional: €49.99/year or €5.99/month, with a 7-day trial on the monthly plan only, subject to eligibility. Splitwise offers Free and Pro; check Pro pricing and terms in your store or account before deciding. This comparison does not quote a Splitwise price for Spain.
See Aurio plans and limitsFrequently asked questions
Is Aurio a free alternative to Splitwise?
Yes, for creating groups, splitting expenses and tracking balances without a daily shared-expense limit. It does not replicate every Splitwise feature: compare what your group needs before switching.
Can I import my Splitwise groups directly?
Import a group CSV in Accounts → Import → Other apps → Splitwise. The flow provides a preview, member mapping and warnings for ambiguous or skipped rows. It does not sync the two apps: keep the original and check the result.
Does Splitwise only split expenses?
No. It also documents categories, totals and, with Pro, charts, currency conversion and other features. Your choice depends on whether you mainly need group balances or a view that also includes personal finances.
Does Aurio pay group debts?
No. Aurio records a settlement after payment through another method and updates balances; it never sends money. Splitwise documents payment options in supported countries.
See how it fits your routine
Sources and comparison method
Splitwise claims are supported by its official pages linked in each row. A feature missing from these sources is not proof it does not exist. Features, limits and availability can change; check them again before subscribing.